Frequently asked questions
The questions people actually ask us.
What happens after I get in touch?
We read what you sent and call you within one business day. It is a short conversation about the business and the deal, and there is no credit pull to have it.
What does it cost to talk to you?
Nothing. The first consultation is free and there is no obligation on either side.
Will this affect my credit score?
Not at this stage. We do not pull credit to give you an initial read. If a lender needs to later, you will know before it happens.
How fast can funding happen?
It depends on the product. Bridge and equipment deals can move in days. Commercial real estate and SBA take longer, and we will give you a realistic timeline up front rather than a hopeful one.
Can you help a brand new business?
Sometimes. Certain equipment and asset backed products work for newer companies. Others want two years of history. We will tell you which doors are actually open.
What if I have already been turned down?
That is one of the most useful things you can tell us. A decline is information about what somebody saw and did not like, and it usually shortens the diagnosis.
Do you work with foreign nationals or ITIN borrowers?
Yes. There are programs that do not need a Social Security number or US credit history. The paperwork is different and we will walk you through it.
What documents will I need?
It varies by product. Usually formation documents, recent bank statements, tax returns or a bank statement alternative, a debt schedule and the deal details. We tell you exactly what before you start gathering anything.
Do you work outside my state?
Yes. We work with clients across the United States.
What if you cannot help me?
We say so plainly rather than stringing you along, and where we can point you somewhere more suitable we will.
Still not sure
Just ask us.
Call (845) 685-4814 or send the form and we will come back within one business day.