Equipment financing
The equipment pays for itself. The financing should let it.
Trucks, machinery, medical, salon, restaurant and specialty equipment, structured so the payment tracks the revenue the asset brings in.
Equipment is the easiest thing in business finance to fund, because the equipment itself is the security. That changes what matters in underwriting. A newer company with a thin credit file can often still get approved if the asset holds its value and starts earning straight away.
It also means the wrong structure costs real money. A five year term on something you will replace in three is a bad trade, and leasing an asset you intend to keep forever is worse. Getting that right is most of the job.
How deals get structured
Equipment finance agreement
You own the asset from day one and finance the purchase price over a fixed term. The most common structure for anything that produces revenue.
Capital lease with a buyout
Lower payments through the term and a set purchase figure at the end. Useful when monthly cash flow matters more than owning it outright today.
Operating lease
Use it for a term and hand it back. Suits equipment that dates quickly or gets replaced on a cycle.
Vendor and dealer programs
Financing arranged at the point of purchase so you can negotiate like a cash buyer.
Industries we know well
Small operators, specific equipment, real numbers.
- Mobile IV therapy
- Laser and aesthetics
- Pressure washing
- 360 photo booth
- Food trucks
- Mobile pet grooming
- Drone services
- Mobile auto detailing
Contact us today
Know what the equipment costs. Find out what it costs to fund.
Call (845) 685-4814 or send the details across.